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Guidance for Home Buyers
Where to Begin When you start looking for a home you might consider the following questions:
With these things in mind you can begin the search for your ideal home. The next step would be to find an agent to help you.
A BUYERS AGENT Work with a Licensed REALTOR
You'll want the best possible information when looking for a home. Buyers who work with a Realtor® have more insight into the market. We know the process of buying a home and can explain the steps to you in detail. We can locate and show you all the properties you want to see and answer questions you may have, because we know the area. We can help you to determine what price range home you can afford. When the time comes to make an offer, we'll help you complete the necessary paperwork and work with the title company and county treasurers as needed to enable a timely closing. A Realtor ® can guide you each step of the way. We'll answer your questions and help to make everything run as smoothly as possible. One important step for you to take is to get "pre-qualified" so you'll know the approximate price range you can afford. We can introduce you to area lenders that we have worked with and know are reliable and efficient. They will pre-qualify you so that if any errors are found on your credit report, you can take steps to correct them before purchasing. This facilitates in a timely and less stressful purchase once the ideal home is found. Start saving money...you'll need some cash on hand for your down payment and closing costs….up to 20%. Don't incur additional debt, try to pay down your credit cards and don't apply for new ones. Wait to buy the furniture or the new car after until after you buy the house... and don't make any major purchases using credit.
Begin a General Search
Real Estate Services for Buyers
As my customer, you'll always be treated with the utmost respect and honesty. I'll help you locate available homes that meet your criteria and arrange showings at your convenience. I'll point-out features and answer all of your questions truthfully, without revealing the seller's confidential information. Whether you're looking for a certain home style, country or recreational property, or a newer home that's close to shopping and services... I can help you. Knowing the area, I can point-out many possibilities for you to consider as you look through our beautiful neighborhoods.
Realtor Services:
SELLER
INFORMATION
Preparing your home
Homebuyers will be making very careful inspections of your home. You will need to do some preparations to your home to get it ready to sell. Your home will only have ONE chance to make a FIRST IMPRESSION with a potential buyer so you will want your home to sparkle and appear spacious and clutter free, the kind of place that will impress the shopper. If you work each day toward the goal of making a clean, spacious and clutter free home, it will soon be ready to make that first winning impression. The house will be judged by its first impressions of the exterior as well as the interior. The exterior must look great: · Be sure the paint,siding, windows, caulking and gutters have been tended to and are in good condition · The yard must be kept clean and free of debris · Grass should be mowed and edged, shrubs should be neatly trimmed · Sidewalks should be free of stains and swept. · Repair any cracked windows or torn screens · Put a fresh coat of paint on your front door · Check to make certain shingles are laying flat and none are missing
On the interior you should
make the following
preparations
LISTING & MARKETING
YOUR HOME
Your home must be marketed to the buyer…that’s where working with a professional Realtorâ really helps. In using a Realtorâ your home will be advertised and placed in the multiple listing service for all Realtorsâ to view. Listing agents market and promote your home to hundreds of other local agents who are currently working with homebuyers. It will be placed on the Internet systems for online shoppers to find.This dramatically increases your personal sales force and the possibility of a sale.When pricing your home it is a Realtors® job to know local market conditions and home values. If your house is priced above the market value, fewer buyers will preview your home. The buyer’s Realtor® is working for the Buyer and the buyers best interest. They will not be showing their customers overpriced homes. They will work with homes that are fairly priced and those are the ones they will show to clients. If your home is overpriced and it does successfully sell above the market value the purchaser will run into problems when obtaining a mortgage. The lender requires an appraisal and if comparable sales within the last six months don’t support your sales price, the house will not appraise for the mortgage amount and the sale will most likely be lost. By overpricing your home you could end up with it on the market much longer than necessary or lose out on a sale due to a lower appraisal. It is much more advantageous to price your home at the fair market value so that mortgages are obtainable and so it does not sit on the market for as long a period of time. Buyers are looking for the best house in the best location for the lowest possible price. The key is to offer the best overall package of condition, features, & price to assist in a timely sale.Your home will not be the only one for sale in the area. Buyers will compare your home’s location, condition, features and price with other available homes. The best overall package as they see it will win an offer. As your agent, I will keep you informed of the market activity and make suggestions on adjustments you may want to consider as needed with the ever changing market. The asking price of other similar homes in the area will affect the price you can get for your home.Price is the main area where you can adjust to compete with the other available homes in the area. Buyers are more informed now than ever before and the Internet, with its wealth of information is at their fingertips. They will not pay more for a house than it is worth and they know what is available. I will help you to determine the “fair market value” of your home and still help you receive the most money for your property.Marketing
Usually you will have a days notice to show but many times you will only have an hour or two. If you do not make your home “ready and accessible” and refuse a showing, the buyers will most likely look elsewhere first and might find a home they like, therefore losing you the possible sale.
· Pick up all papers
and clutter or toys · Open all draperies
and blinds…let the sun
shine in
Turn on all lights · Leave a “light" music
station playing · Light a Jar candle or
two for a pleasant scent
and ambiance · Make all beds and
pick up all clothes · Vacuum carpets and
sweep floors if time
allows · Open windows if
weather allows for
fresh air · Remove pets from the
home when possible
Give me a call to get started with your Real Estate needs!
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